Modi Government after taking over in May 2014 has launched many welfare schemes including the popular Jan Dhan Yojana, PM Awas Yojana, Suraksha Bima Yojana, Smart City Mission among many more. Here we bring you the complete list of 47 (As far as our knowledge and research) major schemes launched by Narendra Modi Government till March 2016.
Complete List of Schemes Launched by Narendra Modi Government
Pradhan Mantri Jan Dhan Yojana (PMJDY)
Launched: 28 August 2014
Main Objective: Financial inclusion and access to financial services for all households in the country.
Main Objective: Financial inclusion and access to financial services for all households in the country.
Pradhan Mantri Jan Dhan Yojana (PMJDY) is a national mission to bring comprehensive financial inclusion of all the households in the country. Under the PMJDY, any individual above the age of 10 years and does not ave a bank account can open a bank account without depositing any money.
The scheme was to ensure the access to financial services such as banking / savings & deposit Accounts, remittance, credit, debit cards, insurance and pension in affordable manner. The scheme was mostly targeted to the people belonging to the Below Poverty Line but is beneficial to everyone who does not have a bank account.
Jan Dhan Yojana has seen a great success, about 21 Crore accounts have been opened in just about one and half year under the scheme. Out of the total 12.87 crore in rural area and 8.13 Crore accounts have been opened in urban areas. Despite of zero minimum balance, there is 33074.89 crore rupees balance in these accounts with 28.88% accounts opened with zero balance.
Official Website: http://www.pmjdy.gov.in
Pradhan Mantri Sukanya Samriddhi Yojana (PMSSY)
Launched: 22 January 2015
Main Objective: Secure the future of girl child
Main Objective: Secure the future of girl child
Sukanya Samriddhi Yojana is an ambitious small deposit savings scheme for a girl child. Under the scheme, a saving account can be opened in the name of girl child and deposits can be made for 14 years. After the girl reach 18 years of age, she can withdraw 50% of the amount for marriage or higher study purposes.
After the girl completes 21 years of age, the maturity amount can be withdrawn including the interest at rates decided by Government every year.
The investments and returns are exempt from section 80C of Indian income tax act. The maximum investment of Rs. 1.5 Lakh per year can be made while minimum deposit is Rs. 1000/- per year.
In case of more than one girl child, parents can open another account on the different name but only for 2 girl child. Only exception is that the parents have twins and another girl child.
Official Website: http://www.nsiindia.gov.in
Pradhan Mantri MUDRA Yojana (PMMY)
Launched: 8 April 2015
Main Objective: Financial support for growth of micro enterprises sector.
Main Objective: Financial support for growth of micro enterprises sector.
Pradhan Mantri MUDRA (Micro Units Development and Refinance Agency) Yojana was launched with the purpose to provide funding to the non-corporate small business sector. Pradhan Mantri Mudra Yojana (PMMY) is open and is available from all Bank branches across the country.
The small businesses/startups or entrepreneurs can avail loans from Rs. 50 thousand to 10 Lakh to start/grow their business under the three, Shishu, Kishore and Tarun categories of the scheme.
As per the official website of PMMY, 27344053 number of loans have been sanctioned under the scheme till 26 February 2016. The amount sanctioned has reached more than Rs. 1 Lakh Crore.
Official Website: http://www.mudra.org.in
Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)
Launched: 9 May 2015
Main Objective: Provide life insurance cover to all Indian citizens
Main Objective: Provide life insurance cover to all Indian citizens
Pradhan Mantri Jeevan Jyoti Bima Yojana is a government backed life insurance scheme in India aimed at increasing the penetration of life insurance cover in India. The scheme is open and available to all Indian citizens between the age of 18 to 50 years.
Under the scheme, the policy holder can get a life insurance cover of Rs. 2 Lakh with an annual premium of just Rs. 330 excluding service tax. All the Indian citizens between 18-50 years of age with a saving bank account are eligible to avail the scheme.
Official Website: http://www.jansuraksha.gov.in
Pradhan Mantri Suraksha Bima Yojana (PMSBY)
Launched: 9 May 2015
Main Objective: Provide accidental insurance cover to all Indian citizens
Main Objective: Provide accidental insurance cover to all Indian citizens
Pradhan Mantri Suraksha Bima Yojana is also a government backed accident insurance scheme in India aimed at increasing the penetration of accidental insurance cover in India. The scheme is open and available to all Indian citizens between the age of 18 to 70 years.
Under the scheme, the policy holder can get a life insurance cover of Rs. 2 Lakh with an annual premium of just Rs. 12 excluding service tax. All the Indian citizens between 18-70 years of age with a saving bank account are eligible to avail the scheme.
Official Website: http://www.jansuraksha.gov.in
Atal Pension Yojana (APY)
Launched: 9 May 2015
Main Objective: Increase the number of people covered under any kind of pension scheme.
Main Objective: Increase the number of people covered under any kind of pension scheme.
Atal Pension Yojana is one of the three Jan Suraksha schemes launched by PM Narendra Modi. APY is aimed at increasing the number of pension scheme beneficiaries across the country. The scheme is especially targeted to the private unorganized sector and is open to all Indian citizens between the age of 18 to 40 years.
Under the scheme, the beneficiary have to make contribution for at least 20 years before he/she can get pension after attaining age of 60 years. The scheme provides a monthly pension of Rs 1000 to Rs. 5000 per month based on the contribution amount.
Official Website: http://www.jansuraksha.gov.in
Pradhan Mantri Awas Yojana (PMAY)
Launched: 25 June 2015
Main Objective: Achieve housing for all by the year 2022, 2 crore in Urban and 3 Crore homes in Rural areas.
Main Objective: Achieve housing for all by the year 2022, 2 crore in Urban and 3 Crore homes in Rural areas.
Pradhan Mantri Awas Yojana is an ambitious scheme of Narendra Modi Government. Under the PMAY, the government aims to provide about 5 Crore affordable homes to the people belonging to EWS and LIG categories by the year 2022. There is a target of building 2 crore homes in urban area and 3 crore in rural areas across the country.
Under the scheme, the government will provide financial assistance to the poor home buyers, interest subsidy on home loan and direct subsidy on homes bought under the scheme.
Official Website: http://mhupa.gov.in
Sansad Adarsh Gram Yojana (SAGY)
Launched: 11 October 2014
Main Objective: Social, cultural, economic, infrastructure developments in the villages, i.e. development of model villages called “Adarsh Gram”
Main Objective: Social, cultural, economic, infrastructure developments in the villages, i.e. development of model villages called “Adarsh Gram”
Under the Yojana, Members of Parliament (MPs) will be responsible for developing the socio-economic and physical infrastructure of three villages each by 2019, and a total of eight villages each by 2024.
Official Website: http://rural.nic.in
Pradhan Mantri Fasal Bima Yojana (PMFBY)
Launched: 11 October 2014
Main Objective: Provide insurance cover to rabi and kharif crops and financial support to farmers in case of damage of crops.
Main Objective: Provide insurance cover to rabi and kharif crops and financial support to farmers in case of damage of crops.
In order to make crop insurance simpler and cheaper for the farmers and to provide them with better insurance services, a Central Sector Scheme of Pradhan Mantri Fasal Bima Yojana (PMFSY) was launched by the Government of India replacing NAIS and MNAIS.
Under the new scheme, farmers will have to pay a uniform premium of two per cent for all kharif crops and 1.5 per cent for all rabi crops.
The scheme will be implemented from the kharif season this year, i.e. 2016.
The scheme will be implemented from the kharif season this year, i.e. 2016.
Official Website: http://agricoop.nic.in
Pradhan Mantri Gram Sinchai Yojana (PMGSY)
Launched: 01 July 2015
Main Objective: Irrigating the field of every farmer and improving water use efficiency to provide `Per Drop More Crop’.
Main Objective: Irrigating the field of every farmer and improving water use efficiency to provide `Per Drop More Crop’.
The scheme is aimed to attract investments in irrigation system at field level, develop and expand cultivable land in the country, enhance ranch water use in order to minimize wastage of water, enhance crop per drop by implementing water-saving technologies and precision irrigation.
All the States and Union Territories including North Eastern States are covered under the programme.
The government has approved Rs.50,000 crore for the implementation of Pradhan Mantri Krishi Sinchai Yojana for next 5 years, i.e. up to 2020.
Official Website: http://agricoop.nic.in
Pradhan Mantri Garib Kalyan Yojanaye (PMGKY)
Launched: April 2015
Main Objective: Implement the pro-poor welfare schemes in more effective way and reaches out to more poor population across the country.
Main Objective: Implement the pro-poor welfare schemes in more effective way and reaches out to more poor population across the country.
Garib Kalyan Yojana is a Poverty Alleviation Scheme, which is primarily a work shop that you can pay and attend. The effort of the campaign and workshop is to motive and appraise the member of parliaments to help them effectively implement the government run schemes for the welfare of poor in the country.
Official Website: http://niti.gov.in
Pradhan Mantri Jan Aushadhi Yojana (PMJAY)
Launched: March 2016 (Expected)
Main Objective: Provides drugs/medicines at affordable cost across the country.
Main Objective: Provides drugs/medicines at affordable cost across the country.
The scheme is a new version of earlier Jan Aushadhi Yojana, to be renamed as Pradhan Mantri Jan Aushadhi Yojana, the scheme aims to open 3000 Jan Aushadhi stores to sell drugs at affordable cost.
Under the scheme, over 500 medicines will be sold through Jan Aushadhi stores at price less than the market price. Private hospitals, NGO’s, and other social groups are eligible to open the Jan Aushadhi stores with a onetime assistance of Rs. 2.5 Lakh from the central Government.
**The scheme is yet to be launched in March 2016.
Official Website: http://janaushadhi.gov.in
Make in India
Launched: 25 September 2014
Main Objective: To encourage multi-national, as well as domestic companies to manufacture their products in India and create jobs and skill enhancement in 25 sectors.
Main Objective: To encourage multi-national, as well as domestic companies to manufacture their products in India and create jobs and skill enhancement in 25 sectors.
The major objective behind the initiative is to focus on job creation and skill enhancement in 25 sectors of the economy. The initiative also aims at high quality standards and minimising the impact on the environment. The initiative hopes to attract capital and technological investment in India.
Official Website: http://www.makeinindia.com
Swachh Bharat Abhiyan
Launched: 2 October 2014
Main Objective: To fulfil Mahatma Gandhi’s dream of a clean and hygienic India.
Main Objective: To fulfil Mahatma Gandhi’s dream of a clean and hygienic India.
Swachh Bharat Mission is being implemented by the Ministry of Urban Development (M/o UD) and by the Ministry of Drinking Water and Sanitation (M/o DWS) for urban and rural areas respectively.
Official Website: http://swachhbharat.mygov.in
Kisan Vikas Patra
Launched: 3 March 2015 (Re-Launched)
Main Objective: To provide safe and secure investment avenues to the small investors.
Main Objective: To provide safe and secure investment avenues to the small investors.
Kisan Vikas Patra is an investment scheme wherein the invested money will get doubled in 8 years and 4 months. However, investors would not get any tax benefit for their investment in Kisan Vikas Patra unlike in PPF. The Kisan Vikas Patra certificates would be available in the denominations of Rs 1,000, 5,000, 10,000 and 50,000 and there is no upper limit on investment in KVPs.
Official Website: http://www.nsiindia.gov.in
Soil Health Card Scheme
Launched: 17 February 2015
Main Objective: To help farmers to improve productivity from their farms by letting them know about nutrient/fertilizer requirements for their farms.
Main Objective: To help farmers to improve productivity from their farms by letting them know about nutrient/fertilizer requirements for their farms.
The soil health card studies and reviews the health of soil or rather we can say a complete evaluation of the quality of soil right from its functional characteristics, to water and nutrients content and other biological properties. It will also contain corrective measures that a farmer should adopt to obtain a better yield.
Official Website: http://www.soilhealth.dac.gov.in
Digital India
Launched: 1 July 2015
Main Objective: To deliver Government services to citizens electronically by improving online infrastructure and by increasing Internet connectivity.
Main Objective: To deliver Government services to citizens electronically by improving online infrastructure and by increasing Internet connectivity.
The Digital India programme is a flagship programme of the Government of India with a vision to transform India into a digitally empowered society and knowledge economy. The vision of Digital India programme is to transform India into a digitally empowered society and knowledge economy.
Official Website: http://www.digitalindia.gov.in
Skill India
Launched: 16 July 2015
Main Objective: Train over 40 crore people in India in different skills by 2022.
Main Objective: Train over 40 crore people in India in different skills by 2022.
The main goal of Skill India Program is to create opportunities, space and scope for the development of talents of the Indian youth. The scheme also targeted to identify new sectors for skill development and develop more of those sectors which have already been put under skill development for the last so many years.
Official Website: http://skillindia.gov.in
Beti Bachao, Beti Padhao Yojana
Launched: 22 January 2015
Main Objective: To generate awareness and improving the efficiency of welfare services meant for women.
Main Objective: To generate awareness and improving the efficiency of welfare services meant for women.
The scheme is to have as focussed intervention and multi-section action in almost 100 districts with low Child Sex Ratio (CSR).
Official Website: http://wcd.nic.in
Mission Indradhanush
Launched: 25 December 2014
Main Objective: To immunize all children as well as pregnant women against seven vaccine preventable diseases namely diphtheria, whooping cough (Pertussis), tetanus, polio, tuberculosis, measles and hepatitis B by 2020.
Main Objective: To immunize all children as well as pregnant women against seven vaccine preventable diseases namely diphtheria, whooping cough (Pertussis), tetanus, polio, tuberculosis, measles and hepatitis B by 2020.
The aim of Mission Indradhanush is to achieve full immunization in 352 districts which includes 279 mid priority districts, 33 districts from the North East states and 40 districts from phase one where huge number of missed out children were detected.
Official Website: http://www.missionindradhanush.in
Deen Dayal Upadhyaya Gram Jyoti Yojana (DDUGJY)
Launched: 25 July 2015
Main Objective: Electric supply feeder separation (rural households & agricultural) and strengthening of sub-transmission & distribution infrastructure including metering at all levels in rural areas.
Main Objective: Electric supply feeder separation (rural households & agricultural) and strengthening of sub-transmission & distribution infrastructure including metering at all levels in rural areas.
DDUGJY will help in providing round the clock power to rural households and adequate power to agricultural consumers. The earlier scheme for rural electrification viz. Rajiv Gandhi Grameen Vidyutikaran Yojana (RGGVY) has been subsumed in the new scheme as its rural electrification component.
Official Website: http://powermin.nic.in
Deen Dayal Upadhyaya Grameen Kaushalya Yojana (DDUGKY)
Launched: 25 July 2015
Main Objective: To achieve inclusive growth, by developing skills and productive capacity of the rural youth from poor families.
Main Objective: To achieve inclusive growth, by developing skills and productive capacity of the rural youth from poor families.
DDU-GKY aims to train rural youth who are poor and provide them with jobs having regular monthly wages. It is one of the cluster initiatives of the Ministry of Rural Development that seeks to promote rural livelihoods. It is a part of the National Rural Livelihood Mission (NRLM) – the Mission for poverty reduction called Aajeevika.
Official Website: http://ddugky.gov.in
Pandit Deendayal Upadhyay Shramev Jayate Yojana (PDUSJY)
Launched: 16 October 2014
Main Objective: To consolidate information of Labour Inspection and its enforcement through a unified web portal, which will lead to transparency and accountability in inspections.
Main Objective: To consolidate information of Labour Inspection and its enforcement through a unified web portal, which will lead to transparency and accountability in inspections.
A Unified Labour Portal, known as the Shram Suvidha portal was launched under the scheme as a platform to facilitate the implementation of a transparent system for information and database management.
Official Website: https://www.efilelabourreturn.gov.in
Atal Mission for Rejuvenation and Urban Transformation (AMRUT)
Launched: 24 June 2015
Main Objective: Providing basic services (e.g. water supply, sewerage, urban transport) to households and build amenities in cities which will improve the quality of life for all, especially the poor and the disadvantaged.
Main Objective: Providing basic services (e.g. water supply, sewerage, urban transport) to households and build amenities in cities which will improve the quality of life for all, especially the poor and the disadvantaged.
The purpose of Atal Mission for Rejuvenation and Urban Transformation (AMRUT) is to (i) ensure that every household has access to a tap with assured supply of water and a sewerage connection; (ii) increase the amenity value of cities by developing greenery and well maintained open spaces (e.g. parks); and (iii) reduce pollution by switching to public transport or constructing facilities for non-motorized transport (e.g. walking and cycling).
Official Website: http://amrut.gov.in
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